Toronto Mortgage - Get the Best Rate for
At Canadian Mortgages Inc. (CMI), we have a new way of thinking about borrowing money. It's quite simple, really. We want to lower the costs of a Toronto mortgage while increasing the borrowing power of consumers.
Our Approach To A Toronto Mortgage
We are an independent brokerage. Our job is to find the best possible rates for a Toronto mortgage. We do this by building relationships with Canada's top lenders and by providing a centralized team of real estate experts.
We have experience in both commercial and residential real estate. We are especially geared toward the residential marketplace in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.
What Sets A CMI Toronto Mortgage Apart
When we seek financing options for a Toronto mortgage, we have only one person in mind - you. We work for you and we don't stop looking until we find the best possible rate for you.
Because of our excellent reputation and strong relationships with major lenders, we can offer you rates better than any bank. Even if you have a troubled credit history, we can help. Our Toronto mortgages cover all situations:
- Low rates for first mortgages, as low as 5.65% for a 5-year fixed mortgage.
- No income proof for self-employed individuals, with mortgages up to 95%.
- Home buyers with poor credit can still get a first-time mortgage.
- If your credit history is very spotty, we can still get you a mortgage with 15% down.
- Variable-rates start at prime rate minus 1%.
Toronto Mortgage for Purchases or Refinancing
We have access to over $15 billion in funds for a variety of credit vehicles, including:
- purchases of primary or secondary homes
- purchases of cottages or vacation homes
- refinancing, including mortgage renewals and reverse mortgages
- debt consolidation
- second mortgages
- a wide variety of loans, including no-income-qualification loans, equity loans, construction loans and condo loans
- home equity line of credit (HELOC) for short-term financing; pay back as much as you want, when you want, penalty-free
Toronto Mortgage with CMI
We work with all manner of applicants, and we go out of our way to make a Toronto mortgage process easy and comfortable for you. People with strong credit, the self-employed, recent graduates, seniors, and even those with previous bankruptcies have found success with our Toronto mortgage.
You will find everything you need to apply for a mortgage on our Web site. If you prefer to speak to someone about a Toronto mortgage, we will be happy to have an agent call you. You can also get a paper application on our Web site or by calling us.